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Malaysia Online Payment Gateways Comparison

If you are interested in accepting credit card online as well as internet banking for your E-Commerce, the following comparison chart will help you in deciding which payment gateway provider is suitable for you.

Providers iPay88 MOLPay e-GHL Paypal
Logo
Package Soho Plan SME Plan MOLPay Start-Up MOLPay Premium e-GHL Starter Package e-GHL Small Business Package Premier, Business
Setup Fee RM 488
( Additional RM 900 processing fee imposed by bank for credit card gateway )
RM 488
( Additional RM 900 processing fee imposed by bank for credit card gateway )
RM 499 RM 400
( Additional RM 945 processing fee imposed by bank for credit card gateway )
RM 399
( RM 900 processing fee imposed by bank for credit card gateway )
*Note: Consumable goods, supplement, healthcare Business is NOT Eligible for waived.
RM 599
( RM 900 processing fee imposed by bank for credit card gateway )
*Note: Consumable goods, supplement, healthcare Business is NOT Eligible for waived.
No setup fee
Annual Fee No annual fee RM 500 RM 99 on subsequent years RM 499 First year: NIL

RM 399 on subsequent years
First year: NIL

RM 599 on subsequent years
( Will be waived if previous year's total transaction is more than RM 60,000 )
No annual fee
Transaction Fee 4% per transaction for credit card

4% per transaction or minimum RM 0.60 whichever is higher* for online banking (e-debit) and Mobile Money

4% for MEPS Cash and Webcash
3% per transaction for credit card

3% per transaction or minimum RM 0.60 whichever is higher* for online banking (e-debit) and Mobile Money

3% for MEPS Cash and Webcash
3.8% per transaction or minimum RM 0.60 whichever is higher* for online banking (e-debit) and MOLPay's 7-11 cash channel 3% per transaction for credit card

3% per transaction or minimum RM 0.60 whichever is higher* for online banking (e-debit) and MOLPay's 7-11 cash channel

3% for MEPS Cash and Webcash
2.8% for Visa, MasterCard transaction

Direct Debit Charge - FPX, Maybank2u, RHB Click and Affin Online *2.8% or *RM0.70 (Whichever Higher)

- CIMB Clicks *2.8% or *RM0.95 (Whichever higher)
2.5% for Visa, MasterCard transaction

Direct Debit Charge - FPX, Maybank2u, RHB Click and Affin Online *2.5% or *RM0.70 (Whichever Higher)

- CIMB Clicks *2.5% or *RM0.95 (Whichever higher)
Malaysia
3.9% + RM 2.00

Overseas
4.4% + RM 2.00

More Details
Supported Currencies MYR MYR MYR MYR MYR MYR MYR, US, EURO, SGD etc
Withdrawal Method Transfer to Local Bank (Weekly) Transfer to Local Bank (Weekly) Transfer to Local Bank (Weekly) Transfer to Local Bank (Weekly) Transfer to Local Bank (Weekly) Transfer to Local Bank (Weekly) Transfer to Local Bank (On Request)
Supported Cards visa mastercard visa mastercard - visa mastercard visa mastercard visa mastercard visa mastercard discover AMEX
Country of Origin Malaysia Malaysia Malaysia Malaysia Malaysia Malaysia USA
Reliability High High High High High High High
Minimum Amount for Withdrawal RM 100 RM 100 RM 100
(No withdrawal charge)
RM 100
(No withdrawal charge)
RM 100 RM 100 See PayPal Details Here
Malaysia Online Bank Transfer Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) Cimb, Maybank, RHB, PublicBank, HongLeong, Bank Islam, AffinBank,FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) Cimb, Maybank, RHB, PublicBank, HongLeong, Bank Islam, AffinBank,FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks) N/A

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